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KB Daehan Specialized Bank Plc.

Credit Assessment Officer

FinancePosted 4 mo ago

Location

Cambodia

Job Type

FULLTIME

Experience

1+ Years

Experience level

Associate

Work Mode

On-site

Industry

Insurance

Languages

English

About the role

  • Assess loan applications and perform quality checks in accordance with established product guidelines and policies.
  • Conduct independent credit risk assessments of loan applications and submit recommendations to the Loan Committee for approval.
  • Perform on-site visits when necessary, including for suspicious cases, and provide independent observation reports to the Credit Assessment Manager.
  • Review financial transactions and credit histories on a case-by-case basis, including applications, bank statements, balance sheets, and legal documents.
  • Analyze clients’ credit data and financial statements to determine the level of risk associated with lending.
  • Prepare detailed risk assessment reports based on data analysis.
  • Monitor loan accounts to ensure compliance with internal policies and regulatory requirements.
  • Plan and conduct annual credit reviews (twice per year).
  • Recommend improvements to credit procedures and policies where necessary.
  • Perform other duties as assigned by management.

Requirements

  • Bachelor’s degree in finance and banking, accounting, or other related fields.
  • At least 1 year of experience up in the banking industry, of which at least 1 year in credit or risk management.
  • Willing to face new challenges and new ways of adaptation.
  • Able to use Microsoft Office (Word, Excel, PowerPoint) and the Internet.
  • Be honest, highly committed, and flexible.
  • Able to work under pressure, independently as well as in team.
  • Able to communicate and proficiency in English.
  • Ability to make independent and sound credit judgments.
  • Good interpersonal skills for interacting with clients and internal teams.

Required Skills

FinanceBankingAccountingCredit ManagementRisk ManagementMicrosoft OfficeWordExcelPowerPointInternetAdaptabilityHonestyCommitmentFlexibilityWorking under pressureIndependent workTeamworkCommunicationEnglishCredit Judgment

Compensation Details

Bonus:performance bonus

Benefits

  • Rewards for over performance
  • Learn new skills on the jobs

About KB Daehan Specialized Bank Plc.

Company page Visit Website

KDSB’s Vision is to be the specialized bank by successful experience from South Korea.KDSB’s Mission is to make people feel excited by providing fast and flexible services such as being able to drive supercars on the highway. ‍ Vision Driven by world-class talents and bold innovation, to become your trusted happy life partner. Our goal is to become a lifelong financial group by leading innovation that shifts the financial paradigm with our best professionals. Mission Financial services delivering changes – happier life and better world We aim to deliver financial services that bring happiness and well-being to our customers and society. KDSB is a reliable bank because it has achieved success in specialized and innovative financial services through its parent company. It is also a bank that can quickly and easily meet the credit market demands of Cambodia while contributing to the development of the country's financial sector for greater prosperity. In pursuit of sustainable success and the highest customer satisfaction, KDSB has established a comprehensive service network in key locations across the Phnom Penh capital and major regions and provinces in Cambodia. KDSB has established with a very unique bank culture, making KDSB be a differentiated banking institution in Cambodia. ‍ The Korean language course is one of the educational bank cultures. It was created in 2019 which the basic course of Korean language was provided to employees who are willing to learn a new language for their future development. The class was successfully finished in 2020 and the student who successfully completed the course was rewarded with a prize and certificate of completion from the CEO. Korean Food Cooking ClubThe cooking club is a very unique culture of KDSB. It was created with the aim of pleasing employees after their hard work during the week. Thus, the club opens on every second Friday evening. By joining this club, employees can learn the history/culture of each menu and how to cook popular Korean food. Not only providing knowledge related to foreign food, the club is also a place where employees build good relationship across department/team. The employees’ happiness is seen through their smiling faces and fun chatting during each class of the club.

Employees

201 to 500

Industry

Insurance

City

Phnom Penh

More at KB Daehan Specialized Bank Plc.

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