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  7. Loan Recovery Operations Officer
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ABA BankHead OfficeActive opening
ABA Bank

Loan Recovery Operations Officer

FinancePosted 7 hr ago

Location

Head Office

Job Type

INTERNSHIP

Level

Individual Contributor

Work Mode

On-site

Apply Now

About the role

  • p>To perform loan recovery administrative tasks through manually settling overdue loan, coordinating with Branch’s Loan Officer, Loan Admin, and Local Authority, preparing related notice of default and proposal for amicable settlement/write-off, and preparing daily report to ensure proper tracking of overdue/default/NPL cases for successful recovery transactions against overdue and defaulted clients.
  • /p><ul><li><span>Process partial/fully settlement of overdue/defaulted loan upon request from branch or field loan recovery officer.
  • /span></li><li><span>Prepare daily overdue report and allocate to all branches to keep related personnel informed and take proper actions.
  • /span></li><li><span>Prepare daily report to prevent loan from being classified to downgrade status and send to recovery officers, loan officers, and branch manager of respective branches to take action.
  • /span></li><li><span>Ensure every overdue/default/NPL case has proper tracking with reason, commitment, next action, and court update status in daily report submitted in internal system to the management.
  • /span></li><li><span>Coordinate with Head Office and Loan Recovery Personnel at the province in requests related to recovery process and ensure its smooth recovery operations.
  • /span></li><li><span>Prepare notice of default, invitation letter, demanding letter, or other related document upon request by loan recovery personnel.
  • /span></li><li><span>Process all manual settlement of overdue or non-overdue loan upon request/assigned/block account as per required from recovery officer, manager, or management.
  • /span></li><li><span>Regularly check and review on every case of default/overdue/NPL to ensure proper document are issued in time without any missing.
  • /span></li><li><span>Prepare report of Overdraft (OD) expiration and send reminder to respective branches before the OD is expired as well as with a follow up for OD renewal or conversion.
  • /span></li><li><span>Check and review daily recovery report for any immediate overdue/default after disbursement, any loan updated to maturity date, and any loan coming with its due of Quarter/Semi-Annual repayment of principal.
  • /span></li><li><span>Check and review all cases related to reschedule/restructure request which are already assessed from all branches before submission for recommendation from Head Department/Chief in the system as well as proceed to further actions.
  • /span></li><li><span>Review and analyze the proposal for upgrading loans and seek recommendation from appropriate approvers for further action to committee for approval.
  • /span></li><li><span>Prepare and track all every property to be sold data/report.
  • /span></li><li><span>Ensure all property sale is obtained with consent letter from the property owners.
  • /span></li><li><span>Ensure the request to sell property is properly tracked and announced on time.
  • /span></li><li>Perform other task as assigned by line manager.</li></ul><ul><li><span>Bachelor’s degree in finance and banking, accounting, or any relevant field.
  • /span><strong> </strong></li><li>Fresh graduate or minimum one year of working experiences in credit function of banking and financial services.<strong> </strong></li><li>Basic understanding of the bank branch operations, rules and regulations, laws, granting loans, and credit risk management.
  • /li><li>Good problem solving, negotiation, interpersonal and convincing skills.
  • /li><li>Ability to use and communicate in both Khmer and English.
  • /li><li>Microsoft Office and Bank’s software.
  • /li><li>Excellent organizing, recording, and filing skills.
  • /li><li>Strong dedication to accuracy and efficiency.
  • /li></ul>.

About ABA Bank

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