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ABA BankKandal Stueng District Branch - Anlong Romiet CommuneActive opening
ABA Bank

Small Business Loan Trainee

FinancePosted 3 d ago

Location

Kandal Stueng District Branch - Anlong Romiet Commune

Job Type

OTHER

Work Mode

On-site

Apply Now

About the role

  • p>To process and analyze small business loan application by conducting credit investigations, scoring, credit checking and other underwriting activities to ensure good lending and loan quality of the branch.</p><ul><li><span>Solicit both potentially existing and new clients in accordance with the guidelines stated in the small business loan policies and procedures to ensure the secured loans.</span></li><li><span>On-board new small business loans to ensure delivery of disbursement target </span></li><li><span>Explain to clients the different types of loans and credit options that are available, as well as the terms of those services for further cross-selling.</span></li><li><span>Collect all clients’ required documents for loan application to ensure their eligibility to have it approved.</span></li><li><span>Conduct credit investigation to analyze applicants’ financial status, credit, property evaluations, repayment capacity to determine feasibility of granting loans.</span></li><li><span>Gather valid applicants’ financial records by obtaining and compiling copies of clients’ credit histories, corporate financial statement and other financial information to prevent them from being conned.</span></li><li><span>Conduct a site visit during loan assessment process to obtain in-depth information concerning to the purpose of customer’s loan application and ensure customer security for the loan is sufficient and acceptable.</span></li><li><span>Follow up delinquent client immediately and refer such case to the supervisor in order to proactively handle the branch loan portfolio.</span></li><li><span>Process registration of title deeds at local authority and land office to acquire the legal evidence of client’s right to ownership of the property.</span></li><li><span>Perform other tasks as assigned.
  • /span></li></ul><ul><li>High School Diploma or Associate Degree in finance and banking, accounting and/or relevant field.</li><li>Fresh graduate or less than one year of working experience in credit/loan processing, sales or customer services is an advantage.</li><li>Good sales, problem solving, negotiation, and customer service skills.</li><li>Good understanding of banking products and service/lending part is preferable.</li><li>Hardworking, commitment, ability to communicate and self-motivated person.</li><li>Be able to travel based on location set.</li><li>Ability to use and communicate in both Khmer and English.</li><li>Ability to use Microsoft Office.</li><li>Good math skills and ability to spot numerical errors.</li><li>Strong dedication to accuracy and efficiency.</li></ul>.

Required Skills

Credit InvestigationsScoringCredit CheckingUnderwritingSalesProblem SolvingNegotiationCustomer ServiceCommunicationAnalysisFinancial AnalysisLoan ProcessingCredit Risk AssessmentLoan OriginationDocument CollectionProperty EvaluationRepayment Capacity AnalysisDue DiligenceDelinquency ManagementTitle Deed Registration

About ABA Bank

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