ABA Bank

Credit Operations Officer

Banking/FinancePosted 21 hr ago

Location

Head Office

Job Type

FULLTIME

Experience

Fresh Graduate

Level

Entry

Work Mode

On-site

Industry

Banking/Finance

Languages

Khmer, English

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About the role

Implement credit operational daily transactions in Core Banking System by verifying approved terms and conditions stated on credit resolution and legal documents submitted through Loan Origination System (LOS) such as disbursement, settlement, amendment, collateral pool creation/release, and facility limit/transfer etc., with accuracy and efficiency of data creation.
Implement loan application/requests that is assigned via LOS/Email by delegator for implementation in the Core Banking System.
Review legal documents, other supporting documents, and terms based on credit resolutions submitted by branches in LOS before inputting a loan transaction.
Correspond with branches’ credit employee who is in charge of loan cases for corrected documents when necessary.
Create loan data input for disbursement/settlement/amendment etc. in the core banking system as per approved terms and conditions in credit resolution and legal documents.
Create/release collateral pool, facility limit, facility transfer, guarantor (CIF) following branches and related department’s request.
Block/release amount and loan amendment in Core Banking System and ensure all information is corrected and complies with credit approval resolution.
Issue cash or cheque on refinancing transactions for branches and related departments following lending guidelines for loan refinancing.
Follow up on the refinancing/settlement transaction with branches at the end of day and verify if the transaction is completed.
Post collateral information in Power Application for refinancing and/or per-disbursed loan cases.
Consolidate daily performance report of disbursement and report of pending title deed registration in land office.
Control daily transaction in core banking system at the end of day to ensure that there are no pending transactions, and all transactions are corrected and comply with approved T&Cs.
Prepare loan files that are disbursed within the day for Credit Monitoring Team to review in the next following day after implementation and take disbursement documents to Credit Administrative Unit for scanning and uploading in LOS.
Collaborate with Credit Administrative Unit and Credit Monitoring Department to update any pending/error documents in Core Banking System.
Perform other tasks as assigned.

Requirements

Bachelor’s degree in Finance and Banking, Accounting, and/or related field.
Fresh graduates or one year of ing experiences is advantage.
Good communication, problem solving, presentation, and interal skills.
Honest, positive attitude, fast-learning, intelligent, and obedient.
Ability to use and communicate in both Khmer and English and/or other s.
Strong dedication to accuracy and efficiency.
Basic Microsoft Office (Office 365, Word, Excel, Power Point as such).

Required Skills

Finance and BankingAccountingCommunicationProblem SolvingPresentationInterpersonal SkillsHonestyPositive AttitudeFast-learningIntelligenceObedienceKhmerEnglishDedication to AccuracyEfficiencyMicrosoft OfficeOffice 365WordExcelPowerPoint

Schedule & Flexibility

Schedule:standard

About ABA Bank

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Industry

Banking/Finance

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