About the role
- Design, implement, and continuously refine the end-to-end corporate credit lifecycle (Origination, Underwriting, Approval, Legal Documentation, Disbursement, and Servicing).
- Eliminate bottlenecks and optimize Turnaround Time (TAT) across corporate loan origination without compromising credit quality or risk controls.
- Drive the adoption of modern Loan Origination Systems (LOS), automated flow tools as much as possible.
- Work with Marketing, Sales, and Branch Banking teams to craft go-to-market strategies, promotional campaigns and after going to market review.
- Establish product pricing structures bundling interchange/fee models, and profitability targets for cross sale.
- Work alongside Risk & Compliance teams to ensure corporate loan origination processes align with Central Bank regulations, internal credit risk policies, and credit committee guidelines.
- Standardize credit proposal templates, covenants tracking models, facility agreements, and security execution flows.
- Conduct regular process health checks and flow audits to identify operational risks and ensure audit readiness.
- Serve as the central point of contact between Corporate Relationship Managers, Credit Committee Secretariat, Legal team, and Loan Disbursement Units in order to find out any loophole for process improvement.
- Lead and mentor process specialist teams, setting service level agreements (SLAs) for every stage of the lending process.
- Oversee key client escalation management for complex, high-value syndicated loans, structured trade facilities, or time-sensitive credit applications.
- Conduct regular corporate loan and product reviews, performance result, and risk assessments.
- Define and track key process metrics (e.g., Application-to-Disbursement TAT, Approval Pass Rates, Document Defect Rates, and Operational Exception Logs).
- Perform other tasks assigned by the line manager.
Requirements
- Bachelor’s or Master’s or professional certification degree in Banking, Finance, Administration, Economics.
- 7+ years of experience in Commercial/Corporate Banking lending operations, credit process management, or corporate loan origination.
- Deep technical understanding of corporate credit products (Term Loans, ing Capital Facilities, Trade Finance, Syndicated Loans, Mortgages/Collateral Management).
- Hands-on expertise with corporate Loan Origination Systems (LOS), Core Banking Systems, Process Mapping tools.
- Leadership, change management, advanced stakeholder negotiation, analytical process design, and executive report writing.
- Strong stakeholder management, data analytics, problem-solving, and executive presentation skills.
- Strong at time management and problem-solving skill.
Required Skills
BankingFinanceAdministrationEconomicsCommercial Banking lending operationsCorporate Banking lending operationsCredit process managementCorporate loan originationCorporate credit productsTerm LoansWorking Capital FacilitiesTrade FinanceSyndicated LoansMortgages/Collateral ManagementCorporate Loan Origination Systems (LOS)Core Banking SystemsProcess Mapping toolsLeadershipChange managementAdvanced stakeholder negotiation
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