ABA Bank

Loan Recovery Officer

FinancePosted 2 mo ago

Location

Samraong Kraom Branch

Job Type

FULLTIME

Experience

1+ Years

Experience level

Associate

Work Mode

On-site

Industry

Banking

Languages

Khmer, English

About the role

To alert, follow up and recover defaulted loan by conducting site visit, coordinating with local authority, manually settling overdue, blocking account of overdue clients and solve the problems with overdue and defaulted clients.
Monitor overdue and defaulted loans daily to timely provide an update or recommendation to upper manager.
Prepare and submit daily reports of the overdue and repayment for all credit facilities to keep all related stakeholders informed of the status.
Input two-week reminder of repayment report into the share drive for branch to take actions according to the Bank’s policy.
Input and update status on analyzed case into Case Under Analysis of Recovery to ensure the case is solved properly.
Follow up and verify with the branch loan officers to get updates of reasons for repayment lateness and next action plan to handle the case.
Review and update overdue clients that exceed timeline set in the Bank’s policies to timely handle the case.
Track and prepare list of restructured or red clients by ing closely with branch loan officers to better administer the repayment s.
Respond to all the inquiries, issues, or errors related to repayment to all branch nel when required.
Arrange appropriate time to chase and follow up with client to ensure agreed terms and conditions are made.
Process to do a manual settlement to clients when appropriate.
Conduct site visit to those overdue and/or defaulted client when assigned by upper manager of loan recovery team.

Requirements

Bachelor’s degree in finance and banking, accounting or any relevant field.
Minimum one year of ing experiences in credit function of financial industry.
Basic understanding of the bank branch operations, rules and regulations, laws, granting loans, and credit risk management.
Good problem solving, negotiation, interal and convincing skills.
Patience and understanding of emotions to deal with clients.
Ability to use and communicate in both Khmer and English.
Microsoft Office and Bank’s software.
Excellent organizing, recording and filing skills.
Strong dedication to accuracy and efficiency.

Required Skills

finance and bankingaccountingcredit functionbank branch operationsrules and regulationslawsgranting loanscredit risk managementproblem solvingnegotiationinteral skillsconvincing skillspatienceunderstanding of emotionsclient interactionKhmerEnglishMicrosoft OfficeBank's softwareorganizing

Schedule & Flexibility

Schedule:standard

About ABA Bank

Visit Website

Industry

Banking

More at ABA Bank

Other open roles at this company

5 open

Senior Large Business Loan Officer

Takeo Provincial BranchFull-time

Branch Concierge

Tuol Kouk 2 BranchFull-time

Senior Small Business Loan Officer - Level 2

Central Market BranchFull-time

Accounting and Administrative Intern

Khan Mean Chey Branch - Sangkat Chak Angrae LeuInternship

Accounting and Administrative Intern

Khan Mean Chey Branch - Sangkat Chak Angrae LeuInternship

Recommended Jobs

Similar roles you might be interested in

6 found

Commercial Banking Client Acquisition and Management

ABA Bank

Samraong Kraom BranchFull-time

financebankingaccounting

Commercial Banking Client Acquisition and Relationship Management

ABA Bank

Samraong Kraom BranchFull-time

finance and bankingaccountingfinancial product and service sales

Loan Officer

ABA Bank

Samraong Kraom BranchFull-time

financebankingaccounting

Senior Large Business Loan Officer

ABA Bank

Takeo Provincial BranchFull-time

Finance and bankingAccountingBanking operations

Redirects you to the company website to apply.

Apply Now

About the role

To alert, follow up and recover defaulted loan by conducting site visit, coordinating with local authority, manually settling overdue, blocking account of overdue clients and solve the problems with overdue and defaulted clients.
Monitor overdue and defaulted loans daily to timely provide an update or recommendation to upper manager.
Prepare and submit daily reports of the overdue and repayment for all credit facilities to keep all related stakeholders informed of the status.
Input two-week reminder of repayment report into the share drive for branch to take actions according to the Bank’s policy.
Input and update status on analyzed case into Case Under Analysis of Recovery to ensure the case is solved properly.
Follow up and verify with the branch loan officers to get updates of reasons for repayment lateness and next action plan to handle the case.
Review and update overdue clients that exceed timeline set in the Bank’s policies to timely handle the case.
Track and prepare list of restructured or red clients by ing closely with branch loan officers to better administer the repayment s.
Respond to all the inquiries, issues, or errors related to repayment to all branch nel when required.
Arrange appropriate time to chase and follow up with client to ensure agreed terms and conditions are made.
Process to do a manual settlement to clients when appropriate.
Conduct site visit to those overdue and/or defaulted client when assigned by upper manager of loan recovery team.

Requirements

Bachelor’s degree in finance and banking, accounting or any relevant field.
Minimum one year of ing experiences in credit function of financial industry.
Basic understanding of the bank branch operations, rules and regulations, laws, granting loans, and credit risk management.
Good problem solving, negotiation, interal and convincing skills.
Patience and understanding of emotions to deal with clients.
Ability to use and communicate in both Khmer and English.
Microsoft Office and Bank’s software.
Excellent organizing, recording and filing skills.
Strong dedication to accuracy and efficiency.