ABA BankKampong Cham Provincial BranchActive opening

ABA Bank

Small Business Loan Officer - Level 1

FinancePosted 1 d ago

Location

Kampong Cham Provincial Branch

Job Type

FULLTIME

Experience

1+ Years

Experience level

Entry Level

Work Mode

On-site

Industry

Financial Services

Languages

Khmer, English

Apply Now

About the role

Process and analyze small loan applications by conducting credit investigations, scoring, and credit checking.
Solicit new and existing clients according to small loan policies and procedures.
On-board new small loans to ensure disbursement targets are met.
Explain loan types, credit options, and service terms to clients for cross-selling opportunities.
Conduct credit investigations to analyze applicants’ financial status, credit, property evaluations, and repayment capacity to determine loan feasibility.
Gather financial records, credit histories, corporate financial statements, and other financial information to prevent fraud.
Conduct site visits during the loan assessment process to obtain in-depth information and ensure customer security.
Make regular site visits to existing customers to assess loan collateral and financial situation, and develop customer relationships for further cross-selling.
Follow up with delinquent clients immediately and refer cases to supervisors to proactively handle the branch loan portfolio.
Process registration of title deeds at local authorities and land offices to acquire legal evidence of client’s ownership.
Stay abreast of new loan types and financial services and products to better meet customer needs.
Perform other tasks as assigned.

Requirements

High Diploma or bachelor’s degree in finance and banking, accounting or any relevant field.
Minimum one year of experience in banking and financial services industry with a strong track record in granting loans.
Basic knowledge of bank branch operations, rules and regulations, laws, granting loans, and credit risk management.
Ability to use and communicate in both Khmer and English.
Ability to use Microsoft Office and Bank’s software.
Good sales and customer services skills.
Good math skills and ability to spot numerical errors.
Good problem solving, negotiation and interal skill.
Strong dedication to accuracy and efficiency.

Required Skills

financebankingaccountingloan originationbank branch operationsrules and regulationslawscredit risk managementKhmerEnglishMicrosoft OfficeBank's softwaresalescustomer servicemathematical skillserror detectionproblem solvingnegotiationinterpersonal skillsaccuracy

Schedule & Flexibility

Schedule:standard

Start date:Flexible/ASAP

About ABA Bank

Visit Website

Industry

Financial Services

More at ABA Bank

Other open roles at this company

5 open

Small Business Loan Officer - Level 1

Puok District Branch - Puok CommuneFULLTIME

Credit Relations Manager-Mortgage Loan

Head OfficeFULLTIME

Credit Relations Manager-Mortgage Loan

Head OfficeFULLTIME

Junior Small Business Loan Officer

Moung Reussei District Branch - Kear CommuneFULLTIME

Client Service Advisor

Kandal Stueng District Branch - Anlong Romiet CommuneFULLTIME

Similar openings

Similar openings in Banking/Finance

View all jobs

Small Business Loan Officer - Level 1

About the role

Requirements

Required Skills

Schedule & Flexibility

About ABA Bank

More at ABA Bank

Small Business Loan Officer - Level 1

Credit Relations Manager-Mortgage Loan

Credit Relations Manager-Mortgage Loan

Junior Small Business Loan Officer

Client Service Advisor

Related jobs

Small Business Loan Officer - Level 1

About the role

Requirements

Required Skills

Schedule & Flexibility

About ABA Bank

More at ABA Bank

Small Business Loan Officer - Level 1

Credit Relations Manager-Mortgage Loan

Credit Relations Manager-Mortgage Loan

Junior Small Business Loan Officer

Client Service Advisor

Related jobs