ABA BankAngk Snuol District Branch - Baek Chan CommuneActive opening

ABA Bank

Mortgage Loan Officer

Banking/FinancePosted 11 hr ago

Location

Angk Snuol District Branch - Baek Chan Commune

Job Type

FULLTIME

Experience

2+ Years

Level

Mid

Work Mode

On-site

Industry

Banking/Finance

Languages

Khmer, English

Apply Now

About the role

To process and analyze the mortgage loan application of individual and corporate clients by conducting credit investigations, scoring, credit checking and other underwriting activities in order to ensure good lending and loan quality of the branch.
Maintain existing and build new mortgage clients in accordance with the guidelines stated in the Mortgage loan policies and procedures to ensure the secured loans.
Collect all clients’ required documents for loan application to verify their eligibility for the loan.
Gather valid applicants’ financial records by obtaining and compiling copies of clients’ credit histories, corporate financial statement, and other financial information in order to prevent from being conned.
Conduct credit investigation to analyze applicants’ financial status, credit, property evaluations, repayment capacity to determine feasibility of granting loans.
Conduct a site visit during loan assessment process to obtain in-depth information concerning to the purpose of customer’s loan application and ensure sufficient and acceptable customer security for the loan.
Prepare and execute loan contracts and arrange loan disbursement timely and accurately to fulfill clients’ needs and satisfaction.
Explain to clients the different types of loans and credit options that are available as well as the terms of those services for further cross-selling.
Drive potential clients understanding about mortgage product, interest rates, and the application process to help them make informed decision.
Make the regular site visits to existing customers to determine whether the loan should stay the same or be downgraded due to the actual condition of their loan collateral and/or financial situation as well as to develop relationship with customers for further cross-selling.
Follow up delinquent client immediately and refer such case to the supervisor to proactively handle the branch loan portfolio such as Loan quality, Loan growth, and Pricing Form.
Process registration of title deeds at local authority and land office to acquire the legal evidence of client’s right to ownership of the property.
Perform other tasks as assigned.

Requirements

Bachelor’s Degree in Finance and Banking, Accounting, or any relevant field.
Minimum two year of ing experiences in mortgage, lending, banking, and financial services.
Excellent knowledge of the bank branch operations, rules and regulations, laws, granting loans, and credit risk management.
Excellent communication, negotiation, and relationship management skills.
Strong knowledge of mortgage loan policies, credit analysis, and property evaluation.
Strong dedication to accuracy and efficiency.
Ability to analyze financial documents and assess credit risk.
Ability to deliver presentations effectively.
Ability to use and communicate in both Khmer and English.
Ability to use Microsoft Office and Bank’s software.

Required Skills

Finance and BankingAccountingMortgageLendingBankingFinancial ServicesBank Branch OperationsGranting LoansCredit Risk ManagementMortgage Loan PoliciesCredit AnalysisProperty EvaluationFinancial Document AnalysisCommunicationNegotiationRelationship ManagementAccuracyEfficiencyPresentation DeliveryKhmer

Schedule & Flexibility

Start date:Flexible/ASAP

About ABA Bank

Visit Website

Industry

Banking/Finance

More at ABA Bank

Other open roles at this company

5 open

Network Engineer

Head OfficeFULLTIME

Training and Development Assistant

Head OfficeINTERNSHIP

Small Loan Team Manager

Mittapheap BranchFULLTIME

Branch Finance and Administration Officer

Operational HallFULLTIME

Small Loan Officer

Soutr Nikom District Branch - Dam Daek CommuneFULLTIME

Similar openings

Similar openings in Banking/Finance

View all jobs

Mortgage Loan Officer

About the role

Requirements

Required Skills

Schedule & Flexibility

About ABA Bank

More at ABA Bank

Network Engineer

Training and Development Assistant

Small Loan Team Manager

Branch Finance and Administration Officer

Small Loan Officer

Related jobs

Mortgage Loan Officer

About the role

Requirements

Required Skills

Schedule & Flexibility

About ABA Bank

More at ABA Bank

Network Engineer

Training and Development Assistant

Small Loan Team Manager

Branch Finance and Administration Officer

Small Loan Officer

Related jobs