ABA BankStade Chas BranchActive opening

ABA Bank

Medium Loan Officer

Banking/FinancePosted 1 d ago

Location

Stade Chas Branch

Job Type

FULLTIME

Experience

Fresh Graduate

Level

Entry

Work Mode

On-site

Industry

Banking/Finance

Languages

Khmer, English

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About the role

Acquire and onboard medium loan clients, analyze and process their loan applications by conducting credit investigations, scoring, credit checking, and other underwriting activities to ensure good lending and loan quality.
Maintain existing and build new medium clients in accordance with guidelines.
Collect all clients’ required documents for loan application to verify eligibility.
Gather valid applicants’ financial records by obtaining and compiling copies of clients’ credit histories, medium financial statements, and other financial information.
Conduct credit investigation to analyze applicants’ financial status, credit, property evaluations, repayment capacity to determine feasibility of granting loans.
Conduct a site visit during loan assessment process.
Process and prepare Credit Appraisal Report including detailed loan appraisal writeup and detailed financial analysis of the clients.
Explain to clients the different types of loans and credit options available.
Make regular site visits to existing customers.
Closely monitor on recommended/processed loan for timely repayment.
Follow up delinquent clients immediately and refer such cases to the supervisor.
Discuss credit-related issues and loan packaging to provide sound financial advice and tailored solutions.
Handle clients’ issues or complaints.
Stay abreast of new types of loans and other financial services and products.

Requirements

Fresh graduate or bachelor’s degree in finance and banking, accounting, or any relevant field.
None to less than one year of experience in banking and financial services industry.
Basic knowledge of the bank branch operations, rules and regulations, laws, granting loans, and credit risk management.
Demonstration of presentation and sales skills.
Good customer service, client relationship management, communication, negotiation, problem solving and interpersonal skills.
Ability to use and communicate in both Khmer and English.
Good Microsoft Office and Bank’s software.
Good math skills and ability to spot numerical errors.
Good problem solving, negotiation and interpersonal skill.
Strong dedication to accuracy and efficiency.

Required Skills

FinanceBankingAccountingBank Branch OperationsRules and RegulationsLawsGranting LoansCredit Risk ManagementPresentation SkillsSales SkillsCustomer ServiceClient Relationship ManagementCommunicationNegotiationProblem SolvingInterpersonal SkillsMicrosoft OfficeBank's SoftwareMath SkillsAccuracy

Schedule & Flexibility

Schedule:standard

Start date:Flexible/ASAP

About ABA Bank

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Industry

Banking/Finance

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