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  7. Senior SME Relationship Officer
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Canadia BankMultiple LocationsActive opening
Canadia Bank

Senior SME Relationship Officer

Banking/FinancePosted 1 d ago

Location

Multiple Locations

Job Type

FULLTIME

Experience

2+ Years

Level

Senior

Work Mode

On-site

Industry

Banking/Finance

Languages

English, Khmer

Apply Now

About the role

  • As a Senior SME Relationship Officer will be in charge of loans exceeding $200K, evaluating potential customers, overseeing and managing loans for the bank's product and service sales through the acquisition of new customers, and strengthening bank ties with existing customers for the SME Lending Department.
  • Identify and/or assess potential customers through collecting, analyzing, and developing appropriate information necessary for loan assessment.
  • Promotes and pushes cross-selling of bank products and services to both existing and new customers.
  • Analyze customer financial statements, cash flow, and viability.
  • Conduct site visits and verify operations, collateral, and ownership.
  • Prepare credit proposals / loan applications in line with bank credit policy.
  • Coordinate with Credit, Risk, Legal, and Operations teams for loan approval and disbursement.
  • Ensure proper documentation and compliance before loan drawdown.
  • Prepares loan report as required by supervisor and/or manager.
  • Keep a close relationship with customers to make sure their banking needs are satisfied and act to expand their product holdings.
  • Resolve every issue and query of the customers related to the loan products and formalities.
  • Review the regular credit report and analyze and evaluate the balance of PAR and credit quality.
  • Assist the manager to improve staff competency by coaching and mentoring newly hired staff.
  • Perform other tasks as assigned by management.

Requirements

  • Bachelor's degree in Finance, Banking, Accounting, Administration, or related fields.
  • Minimum 2—4 years' experience in SME/Commercial lending.
  • Hands-on experience in customer sourcing and loan processing.
  • Good in Speaking/Reading/Writing English is necessarily required.
  • Computer literacy, i.e., Khmer and English Typing, MS Word, Excel, and PowerPoint Ability to read, interpret and analyze data and statistics and knowledge of governmental regulations Ability to with mathematical concepts such as probability and statistical inference Ability to apply concepts such as fractions, percentages and ratios Detailed, decisive and analytical Strong history of managing loan quality and growing portfolios.
  • Willing to under pressure and over time.

Required Skills

FinanceBankingAccountingAdministrationSME/Commercial lendingCustomer sourcingLoan processingEnglishKhmer TypingEnglish TypingMS WordMS ExcelMS PowerPointData analysisStatisticsGovernmental regulationsMathematical conceptsProbabilityStatistical inferenceFractions

Schedule & Flexibility

Schedule:standard

About Canadia Bank

Visit Website

Canadia Bank Plc. was established on 11th November 1991 as “Canadia Gold & Trust Corporation Ltd.”, joint-venture between Cambodian - Canadians and the National Bank of Cambodia (Central Bank of Cambodia). The bank’s management consisted of former staff of the National Bank of Cambodia and its Cambodian – Canadian shareholders. The main activities were based on gold transactions, gold plaque manufacturing and lending to local merchants. Since 1991, the bank has grown significantly and expanded operations, becoming the largest local bank in Cambodia. Banking with Canadia Bank means a relationship with us and our banking professionals. Dedicated service to our customers, we deliver best-in-class banking across Cambodia. Long-standing local experience, wide network of branches, and uncompromising focus on financial strength and reliability, Canadia Bank leads. With an eye for the future, we are building a universal financial services group. With an extensive range of products and services, Canadia Bank has the right solutions. With qualified and knowledgeable banking professionals, Canadia Bank is your best partner. Canadia Bank has one of the largest networks of branches and ATM machines throughout the country, with a presence in every province in Cambodia, making our services simple, convenient, and accessible. With a worldwide network of correspondent banking relationships and a solid base of local and international customers Canadia Bank holds commanding market shares in loans as well as deposits. Along with the new securities trading license, Canadia Bank offers a comprehensive range of products and services that meet our customers’ needs. With a strong and safe financial standing, and a disciplined approach to growth, the Bank stands on firm financial foundations, which ensures that our customers and confidence in their banking relationship with us. Today, Canadia Bank remains the safest bank in Cambodia. Canadia Bank’s customers and banking partners, local and global, are assured that the bank balances growth aspirations with a strong and stable balance sheet. Our Mission To Be the Best Partner to our customers and employees by leveraging on People, Technology, and Service Delivery. Our Vision To be the Trusted Bank of Choice in Cambodia. To bring our years of experience into constantly developing new and exciting products and services to better serve our customers. Core Values We flourish in an open atmosphere that celebrates the spirit of invention, progress, and change while embracing our CORE VALUES of Trust, Ownership, Performance-Driven, Innovation, and Customer Focus in everything that we do..

Employees

1001 to 5000

Industry

Banking/ Insurance/ Microfinance

City

Phnom Penh

More at Canadia Bank

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Customer Service Officer

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