ABA BankTram Kak District Branch - Angk Ta Saom CommuneActive opening

ABA Bank

Medium Loan Officer

Banking/FinancePosted 1 d ago

Location

Tram Kak District Branch - Angk Ta Saom Commune

Job Type

FULLTIME

Experience

1+ Years

Level

Mid

Work Mode

On-site

Industry

Banking/Finance

Languages

Khmer, English

Apply Now

About the role

Acquire and onboard medium loan clients.
Analyze and process loan applications by conducting credit investigations, scoring, credit checking, and other underwriting activities to ensure good lending and loan quality.
Maintain existing and build new medium clients in accordance with medium loan policies and procedures to ensure secured loans.
Collect all required client documents for loan application to verify eligibility.
Gather valid applicants’ financial records by obtaining and compiling copies of credit histories, financial statements, and other financial information.
Conduct credit investigation to analyze applicants’ financial status, credit, property evaluations, and repayment capacity to determine feasibility of granting loans.
Conduct site visits during loan assessment to obtain in-depth information concerning the loan application purpose and ensure sufficient and acceptable customer security.
Process and prepare Credit Appraisal Report including detailed loan appraisal writeup and detailed financial analysis for loan approval.
Explain different types of loans and credit options available, along with service terms, for further cross-selling.
Make regular site visits to existing customers to determine loan status and develop relationships for further cross-selling.
Closely monitor recommended/processed loans for timely repayment and to ensure Portfolio At Risk remains within acceptable levels.
Collaborate closely with Head Office to follow up on all post disbursement conditions and financial covenants to ensure full compliance.
Follow up delinquent clients immediately and refer such cases to the supervisor to proactively handle the branch loan portfolio.
Discuss credit-related issues and loan packaging to provide sound financial advice and tailored solutions, and to cross-sell other banking products.
Handle clients’ issues or complaints to find amicable solutions and process to higher authority if needed.
Stay abreast of new types of loans and other financial services and products to better meet customer needs.

Requirements

Bachelor’s degree in finance and banking, accounting, or any relevant field.
Minimum one year of experience in banking and financial services industry.
Good knowledge of the bank branch operations, rules and regulations, laws, granting loans, and credit risk management.
Demonstration of presentation and sales skills.
Good customer service, client relationship management, communication, negotiation, problem solving and interpersonal skills.
Ability to use and communicate in both Khmer and English.
Good Microsoft Office and Bank’s software.
Good math skills and ability to spot numerical errors.
Good problem solving, negotiation and interpersonal skill.
Strong dedication to accuracy and efficiency.

Required Skills

FinanceBankingAccountingBank branch operationsRules and regulationsLawsGranting loansCredit risk managementPresentation skillsSales skillsCustomer serviceClient relationship managementCommunicationNegotiationProblem solvingInterpersonal skillsKhmerEnglishMicrosoft OfficeBank’s software

Schedule & Flexibility

Schedule:standard

Start date:Flexible/ASAP

About ABA Bank

Visit Website

Industry

Banking/Finance

More at ABA Bank

Other open roles at this company

5 open

Medium Loan Officer

Pailin Provincial BranchFULLTIME

Medium Loan Officer

Moung Reussei District Branch - Kear CommuneOTHER

Commercial Banking Client Acquisition and Relationship Manager

Stung Mean Chey BranchFULLTIME

Medium Loan Officer

Stade Chas BranchFULLTIME

Commercial Banking Client Acquisition Manager

Krong Battambang Branch - Sangkat RottanakFULLTIME

Similar openings

Similar openings in Banking/Finance

View all jobs

Medium Loan Officer

About the role

Requirements

Required Skills

Schedule & Flexibility

About ABA Bank

More at ABA Bank

Medium Loan Officer

Medium Loan Officer

Commercial Banking Client Acquisition and Relationship Manager

Medium Loan Officer

Commercial Banking Client Acquisition Manager

Related jobs

Medium Loan Officer

About the role

Requirements

Required Skills

Schedule & Flexibility

About ABA Bank

More at ABA Bank

Medium Loan Officer

Medium Loan Officer

Commercial Banking Client Acquisition and Relationship Manager

Medium Loan Officer

Commercial Banking Client Acquisition Manager

Related jobs