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ABA BankTram Kak District Branch - Angk Ta Saom CommuneActive opening
ABA Bank

Small Loan Officer

Banking/FinancePosted 2 w ago

Location

Tram Kak District Branch - Angk Ta Saom Commune

Job Type

OTHER

Experience

Fresh Graduate

Level

Entry

Work Mode

On-site

Industry

Banking/Finance

Languages

Khmer, English

Apply Now

About the role

  • Process and analyze small loan applications by conducting credit investigations, scoring, and credit checking to ensure good lending and loan quality.
  • Solicit both potentially existing and new clients according to small loan policies and procedures.
  • On-board new small loans to ensure disbursement targets are met.
  • Explain different loan types and credit options to clients, as well as service terms for cross-selling.
  • Collect all required client documents for loan applications to ensure eligibility for approval.
  • Conduct credit investigations to analyze applicants’ financial status, credit, property evaluations, and repayment capacity to determine loan feasibility.
  • Gather valid applicants’ financial records by obtaining and compiling copies of clients’ credit histories, corporate financial statements, and other financial information.
  • Conduct site visits during loan assessment to obtain in-depth information regarding loan application purpose and ensure customer security for the loan is sufficient and acceptable.
  • Follow up with delinquent clients immediately and refer cases to the supervisor to proactively handle the branch loan portfolio.
  • Process registration of title deeds at local authorities and land offices to acquire legal evidence of the client’s ownership of the property.
  • Perform other tasks as assigned.

Requirements

  • High Diploma or Associate Degree in finance and banking, accounting, and/or relevant field.
  • Fresh graduate or less than one year of experience in credit/loan processing, sales, or customer services is an advantage.
  • Good sales, problem-solving, negotiation, and customer service skills.
  • Good understanding of banking products and services/lending is preferable.
  • Harding, commitment, ability to communicate and self-motivated.
  • Be able to travel based on location set.
  • Ability to use and communicate in both Khmer and English.
  • Ability to use Microsoft Office.
  • Good math skills and ability to spot numerical errors.
  • Strong dedication to accuracy and efficiency.

Required Skills

financebankingaccountingcredit processingloan processingsalescustomer serviceproblem-solvingnegotiationbanking productslendingcommunicationself-motivatedtravelKhmerEnglishMicrosoft Officemathematical skillserror detectiondedication to accuracy

Schedule & Flexibility

Start date:Flexible/ASAP

About ABA Bank

Visit Website

Industry

Banking/Finance

More at ABA Bank

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