ABA Bank

Loan Officer

Financeបានបង្ហោះ 2 mo ago

Location

Chaom Chau 2 branch

Job Type

FULLTIME

Experience

1+ Years

Experience level

កម្រិតសហការី

Work Mode

On-site

Industry

ធនាគារ

Languages

Khmer, English

អំពីតួនាទី និងភារកិច្ច

Process and analyze small loan applications by conducting credit investigations, scoring, credit checking and other underwriting activities to ensure good lending and loan quality of the branch.
Solicit both potentially existing and new clients in accordance with the guidelines stated in the small loan policies and procedures to ensure the secured loans.
On-board new small loans to ensure delivery of disbursement target.
Explain to clients the different types of loans and credit options that are available, as well as the terms of those services for further cross-selling.
Collect all clients’ required documents for loan application to ensure their eligibility to have it approved.
Conduct credit investigation to analyze applicants’ financial status, credit, property evaluations, repayment capacity to determine feasibility of granting loans.
Gather valid applicants’ financial records by obtaining and compiling copies of clients’ credit histories, corporate financial statement and other financial information to prevent them from being conned.
Conduct a site visit during loan assessment process to obtain in-depth information concerning to the purpose of customer’s loan application and ensure customer security for the loan is sufficient and acceptable.
Make regular site visits to existing customers in order to determine whether the loan should stay the same or be downgraded due to the actual condition of their loan collateral and/or financial situation as well as to develop relationship with customers for further cross-selling.
Follow up delinquent clients immediately and refer such case to the supervisor in order to proactively handle the branch loan portfolio.
Process registration of title deeds at local authority and land office to acquire the legal evidence of client’s right to ownership of the property.
Stay abreast of new types of loans and other financial services and products to better meet customer needs.
Perform other tasks as assigned.

លក្ខខណ្ឌតម្រូវការងារ

High Diploma or bachelor’s degree in finance and banking, accounting or any relevant field.
Minimum one year of experience in banking and financial services industry with a strong track record in granting loans.
Basic knowledge of the bank branch operations, rules and regulations, laws, granting loans, and credit risk management.
Ability to use and communicate in both Khmer and English.
Ability to use Microsoft Office and Bank’s software.
Good sales and customer services skills.
Good math skills and ability to spot numerical errors.
Good problem solving, negotiation and interal skill.
Strong dedication to accuracy and efficiency.

ជំនាញចាំបាច់

financebankingaccountingbanking and financial services industry experiencegranting loansbank branch operationsrules and regulationslawscredit risk managementKhmerEnglishMicrosoft OfficeBank’s softwaresalescustomer servicesmath skillsspot numerical errorsproblem solvingnegotiationinteral skill

កាលវិភាគការងារ និងភាពបត់បែន

Schedule:standard

Start date:Flexible/ASAP

អំពី ABA Bank

ចូលមើលគេហទំព័រ

Industry

ធនាគារ

More at ABA Bank

Other open roles at this company

5 open

Senior Large Business Loan Officer

Takeo Provincial BranchFull-time

Branch Concierge

Tuol Kouk 2 BranchFull-time

Senior Small Business Loan Officer - Level 2

Central Market BranchFull-time

Accounting and Administrative Intern

Khan Mean Chey Branch - Sangkat Chak Angrae LeuInternship

Accounting and Administrative Intern

Khan Mean Chey Branch - Sangkat Chak Angrae LeuInternship

Recommended Jobs

Similar roles you might be interested in

6 found

Medium Loan Officer

ABA Bank

Chaom Chau 2 branchFull-time

financebankingaccounting

Customer Experience Officer

ABA Bank

Chaom Chau 2 branchFull-time

financebankingaccounting

Senior Large Business Loan Officer

ABA Bank

Takeo Provincial BranchFull-time

Finance and bankingAccountingBanking operations

Branch Concierge

ABA Bank

Tuol Kouk 2 BranchFull-time

Finance and BankingAccountingFrontline Operations

បញ្ជូនអ្នកទៅកាន់គេហទំព័រក្រុមហ៊ុនដើម្បីដាក់ពាក្យ។

ដាក់ពាក្យឥឡូវ

អំពីតួនាទី និងភារកិច្ច

Process and analyze small loan applications by conducting credit investigations, scoring, credit checking and other underwriting activities to ensure good lending and loan quality of the branch.
Solicit both potentially existing and new clients in accordance with the guidelines stated in the small loan policies and procedures to ensure the secured loans.
On-board new small loans to ensure delivery of disbursement target.
Explain to clients the different types of loans and credit options that are available, as well as the terms of those services for further cross-selling.
Collect all clients’ required documents for loan application to ensure their eligibility to have it approved.
Conduct credit investigation to analyze applicants’ financial status, credit, property evaluations, repayment capacity to determine feasibility of granting loans.
Gather valid applicants’ financial records by obtaining and compiling copies of clients’ credit histories, corporate financial statement and other financial information to prevent them from being conned.
Conduct a site visit during loan assessment process to obtain in-depth information concerning to the purpose of customer’s loan application and ensure customer security for the loan is sufficient and acceptable.
Make regular site visits to existing customers in order to determine whether the loan should stay the same or be downgraded due to the actual condition of their loan collateral and/or financial situation as well as to develop relationship with customers for further cross-selling.
Follow up delinquent clients immediately and refer such case to the supervisor in order to proactively handle the branch loan portfolio.
Process registration of title deeds at local authority and land office to acquire the legal evidence of client’s right to ownership of the property.
Stay abreast of new types of loans and other financial services and products to better meet customer needs.
Perform other tasks as assigned.

លក្ខខណ្ឌតម្រូវការងារ

High Diploma or bachelor’s degree in finance and banking, accounting or any relevant field.
Minimum one year of experience in banking and financial services industry with a strong track record in granting loans.
Basic knowledge of the bank branch operations, rules and regulations, laws, granting loans, and credit risk management.
Ability to use and communicate in both Khmer and English.
Ability to use Microsoft Office and Bank’s software.
Good sales and customer services skills.
Good math skills and ability to spot numerical errors.
Good problem solving, negotiation and interal skill.
Strong dedication to accuracy and efficiency.