ABA Bank

Small Business Loan Trainee

Financeបានបង្ហោះ 4 hr ago

Location

Kampong Chhnang Provincial Branch

Job Type

INTERNSHIP

Experience

Fresh Graduate

Experience level

កម្រិតហាត់ការ

Work Mode

On-site

Industry

ធនាគារ

Languages

Khmer, English

ការពិពណ៌នា

Process and analyze small loan applications by conducting credit investigations, scoring, credit checking, and other underwriting activities to ensure good lending and loan quality of the branch.
Solicit both potentially existing and new clients in accordance with the guidelines stated in the small loan policies and procedures to ensure secured loans.
On-board new small loans to ensure delivery of disbursement target.
Explain to clients the different types of loans and credit options that are available, as well as the terms of those services for further cross-selling.
Collect all clients’ required documents for loan application to ensure their eligibility to have it approved.
Conduct credit investigation to analyze applicants’ financial status, credit, property evaluations, and repayment capacity to determine feasibility of granting loans.
Gather valid applicants’ financial records by obtaining and compiling copies of clients’ credit histories, corporate financial statements, and other financial information to prevent them from being conned.
Conduct a site visit during loan assessment process to obtain in-depth information concerning the purpose of the customer’s loan application and ensure customer security for the loan is sufficient and acceptable.
Follow up delinquent clients immediately and refer such cases to the supervisor in order to proactively handle the branch loan portfolio.
Process registration of title deeds at the local authority and land office to acquire the legal evidence of the client’s right to ownership of the property.
Perform other tasks as assigned.

លក្ខខណ្ឌតម្រូវការងារ

High Diploma or Associate Degree in finance and banking, accounting, and/or relevant field.
Fresh graduate or less than one year of experience in credit/loan processing, sales, or customer services is an advantage.
Good sales, problem-solving, negotiation, and customer service skills.
Good understanding of banking products and service/lending part is preferable.
Harding, commitment, ability to communicate, and self-motivated.
Be able to travel based on location set.
Ability to use and communicate in both Khmer and English.
Ability to use Microsoft Office.
Good math skills and ability to spot numerical errors.
Strong dedication to accuracy and efficiency.

ជំនាញចាំបាច់

Credit/Loan ProcessingSalesCustomer ServiceProblem-SolvingNegotiationBanking ProductsLendingCommunicationSelf-MotivationTravelKhmerEnglishMicrosoft OfficeMath SkillsAccuracyEfficiencyHardinessCommitment

កាលវិភាគការងារ និងភាពបត់បែន

Start date:Flexible/ASAP

អំពី ABA Bank

Industry

ធនាគារ

More at ABA Bank

Other open roles at this company

5 open

Senior Small Business Loan Officer

Chaom Chau BranchFull-time

QR Merchant Acquisition Consultant

Head OfficeFull-time

Dispute Resolution Officer

Head OfficeFull-time

Loan Recovery Manager

Toul kork BranchFull-time

Remittance Sales and Services Consultant

Head OfficeFull-time

Recommended Jobs

Similar roles you might be interested in

6 found

Graphic Designer & Videographer

TP MORAL GROUP LTD

Phnom PenhKhan Daun PenhPsar Thmei 3Full-time

Graphic DesignMultimediaMarketing

Content Creator

MEKONG LAND DEVELOPMENT CO., LTD

Phnom PenhKhan Chroy ChangvarPraek LeabFull-time

Content CreationDigital MarketingWriting

Senior Small Business Loan Officer

ABA Bank

Chaom Chau BranchFull-time

finance and bankingaccountingbanking and financial services

QR Merchant Acquisition Consultant

ABA Bank

Head OfficeFull-time

financebankingaccounting

បញ្ជូនអ្នកទៅកាន់គេហទំព័រក្រុមហ៊ុនដើម្បីដាក់ពាក្យ។

ដាក់ពាក្យឥឡូវ

ការពិពណ៌នា

Process and analyze small loan applications by conducting credit investigations, scoring, credit checking, and other underwriting activities to ensure good lending and loan quality of the branch.
Solicit both potentially existing and new clients in accordance with the guidelines stated in the small loan policies and procedures to ensure secured loans.
On-board new small loans to ensure delivery of disbursement target.
Explain to clients the different types of loans and credit options that are available, as well as the terms of those services for further cross-selling.
Collect all clients’ required documents for loan application to ensure their eligibility to have it approved.
Conduct credit investigation to analyze applicants’ financial status, credit, property evaluations, and repayment capacity to determine feasibility of granting loans.
Gather valid applicants’ financial records by obtaining and compiling copies of clients’ credit histories, corporate financial statements, and other financial information to prevent them from being conned.
Conduct a site visit during loan assessment process to obtain in-depth information concerning the purpose of the customer’s loan application and ensure customer security for the loan is sufficient and acceptable.
Follow up delinquent clients immediately and refer such cases to the supervisor in order to proactively handle the branch loan portfolio.
Process registration of title deeds at the local authority and land office to acquire the legal evidence of the client’s right to ownership of the property.
Perform other tasks as assigned.

លក្ខខណ្ឌតម្រូវការងារ

High Diploma or Associate Degree in finance and banking, accounting, and/or relevant field.
Fresh graduate or less than one year of experience in credit/loan processing, sales, or customer services is an advantage.
Good sales, problem-solving, negotiation, and customer service skills.
Good understanding of banking products and service/lending part is preferable.
Harding, commitment, ability to communicate, and self-motivated.
Be able to travel based on location set.
Ability to use and communicate in both Khmer and English.
Ability to use Microsoft Office.
Good math skills and ability to spot numerical errors.
Strong dedication to accuracy and efficiency.