ABA BankKRONG KAMPONG SOAM BRANCH - SANGKAT BET TRANGActive opening

ABA Bank

Senior Small Business Loan Officer - Level 3

FinancePosted 2 d ago

Location

KRONG KAMPONG SOAM BRANCH - SANGKAT BET TRANG

Job Type

FULLTIME

Experience

2+ Years

Experience level

Associate

Work Mode

On-site

Industry

Financial Services

Languages

Khmer, English

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About the role

Process and analyze small loan applications by conducting credit investigations, scoring, credit checking and other underwriting activities.
Solicit both potentially existing and new clients in accordance with guidelines to ensure secured loans.
On-board new small loans to ensure delivery of disbursement target.
Explain to clients the different types of loans and credit options, as well as the terms of those services for further cross-selling.
Collect all clients' required documents for loan application to ensure their eligibility.
Conduct credit investigation to analyze applicants' financial status, credit, property evaluations, and repayment capacity to determine feasibility of granting loans.
Gather valid applicants' financial records by obtaining and compiling copies of clients' credit histories, corporate financial statements, and other financial information.
Conduct regular site visits to existing customers to determine loan status and develop relationships for further cross-selling.
Follow up delinquent clients immediately and refer such cases to the supervisor to proactively handle the branch loan portfolio.
Process registration of title deeds at local authorities and land offices to acquire legal evidence of client's ownership rights.
Stay abreast of new types of loans and other financial services and products.
Handle complex customers' issues by remaining calm and executing excellent customer service principles.
Resolve team routine and complex issues to maintain productivity and morale.
Act as a role model within the team by questioning, listening, and giving actionable feedback.

Requirements

Bachelor’s degree in finance and banking, accounting or any relevant field.
Minimum two years of experience in banking and financial services industry with a strong track record in granting loans.
Excellent knowledge of bank branch operations, rules and regulations, laws, granting loans, and credit risk management.
Ability to use and communicate in both Khmer and English.
Proficient Microsoft Office and Bank’s software.
Good sales and customer services skills.
Good math skills and ability to spot numerical errors.
Good problem solving, negotiation and internal skill.
Strong dedication to accuracy and efficiency.

Required Skills

FinanceBankingAccountingGranting LoansBank Branch OperationsRules and RegulationsLawsCredit Risk ManagementKhmerEnglishMicrosoft OfficeBank's SoftwareSalesCustomer ServicesMath SkillsProblem SolvingNegotiationAccuracyEfficiency

Schedule & Flexibility

Schedule:standard

Start date:Flexible/ASAP

About ABA Bank

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Industry

Financial Services

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