J Trust Royal Bank commenced operations in Cambodia in August 2019 following the acquisition of a majority shareholding in the bank formerly known as ANZ Royal. J Trust Royal is a joint venture between J Trust, a Japanese diversified financial holding company listed on the Tokyo Stock Exchange, and The Royal Group, one of Cambodia’s largest conglomerates. We are excited to grow J Trust Royal and invest in products and services that make banking easier than ever. Our name has changed but the friendly faces who know and value our customers remain. We will offer world-class services and build on the bank’s proud legacy of innovation and modernisation of banking in Cambodia (when ANZ Royal opened in 2005 it completely revolutionised financial services in the country as the first bank to offer ATMs, credit cards and internet banking). We have already launched a new and improved internet banking experience, a mobile banking app (JTR Mobile), and overhauled our online cash management platform for corporate clients (JTR Connect). And with more growth and improvements under way, we know the financial future is brighter for J Trust Royal customers. Our aim is to attract and retain the best people by providing opportunities to maximize potential for personal growth and by creating a vibrant, energetic, high-performing and open culture. We are committed to providing our people with a safe working environment. We value our people’s feedback and offer programs and opportunities to help them feel accomplished and personally connected to their work and career journey with us. At J Trust Royal, we have always put our people first, as we value them and recognize that they are our greatest strength. Our people are capable, diligent, hard-working, ambitious, and caring. They come from diverse backgrounds and can understand the perspectives of, relate to, and support our customers and their unique financial needs.