• Define and drive the bank's mobile application and digital development strategy, aligned with objectives, customer experience goals, and the enterprise technology roadmap.
• Own the target-state architecture for mobile and digital channels, ensuring scalability, resilience, and alignment with enterprise architecture principles.
• Evaluate emerging mobile and digital technologies and assess their strategic fit and adoption roadmap for the bank.
• Develop, roll out, and enforce architecture standards, guidelines, and frames across the mobile and digital development lifecycle, including front-end and backend technology stacks.
• Establish governance forums and review boards to ensure architectural compliance across all app and digital development initiatives.
• Define and maintain SDLC standards covering design, coding, testing, release, and deployment for mobile and digital applications.
• Ensure consistency and reusability of components, APIs, and design systems across mobile and digital platforms.
• Guide and drive the adoption of AI and automation in app and software development, including AI-assisted coding, automated testing, and automated code review.
• Identify opportunities to leverage AI/ML to enhance developer productivity, code quality, and delivery speed.
• Define, standardize, and enforce approved development s, technology stacks, frames, and design patterns for mobile and digital development.
• Ensure engineering teams apply appropriate design patterns for maintainability, scalability, and reusability of code.
• Continuously evaluate and refresh the technology stack to keep pace with industry best practices and banking regulatory requirements.
• Embed and enforce Security by Design principles across the entire app development lifecycle, including secure coding standards, threat modeling, and vulnerability management.
• Partner with Cyber Security/InfoSec teams to ensure mobile and digital applications comply with banking security standards, regulatory requirements, and industry best practices (e.g. OWASP Mobile Top 10).
• Ensure secure handling of customer data, authentication, and API security across mobile and digital channels.
• Enforce scalability and performance-by-design principles to ensure mobile and digital applications support growing user volumes and transaction loads.
• Define and monitor performance benchmarks (app load time, response time, crash rate, etc.) and drive continuous performance optimization.
• Design for high availability, resilience, and disaster recovery of mobile and digital platforms.
• Lead, mentor, and develop the mobile app engineering team, fostering a high-performance, innovative, and delivery-focused culture.
• Manage engineering capacity, planning, and prioritization across mobile and digital development initiatives.
• Partner closely with Product, UX/UI, QA, DevOps, and Cyber Security teams to ensure seamless delivery of mobile and digital solutions.
• Define and track key engineering metrics (deployment frequency, lead time, defect rate, app store ratings, crash-free rate).
• Ensure compliance with regulatory, audit, and risk management requirements applicable to mobile banking applications.

10+ years of experience in software/mobile app engineering, including at least 5 years in a senior leadership role managing mobile or digital engineering functions. Proven track record of defining and executing mobile app and digital development strategy and architecture within a large, complex organization; banking/financial services experience preferred. Deep expertise in native mobile development (iOS

• Swift, Android
• Kotlin/Java) and cross-platform frames (React Native, Flutter). Strong experience with front-end and backend technology stacks, API design (REST/GraphQL), and microservice