1. Properly, accurately, and always up-to-date implement the principles, procedures, templates, and guidelines of Nirun Microfinance. 2. Marketing:

• Study and analyze market demand clearly to sell the products-services of Nirun Microfinance to the right target and with high efficiency.
• Promote customers to understand clearly the types of products-services of Nirun Microfinance and that "Nirun" is a place that provides financial services, is easy, and provides fast, timely services with high ethics and professionalism.

• Conduct promotions, maintain good relationships with general customers, local authorities about the reputation and culture of Nirun Microfinance to all operating areas with the aim of building customer trust. 3. Credit Extension:

• Study and research information accurately, clearly, and sufficiently related to customers, including: general information, occupation, income-expenditure, collateral, debts... to evaluate and calculate the repayment ability before extending credit to ensure 100% repayment.
• Study and estimate the value of collateral in the operating areas, villages, communes... accurately and clearly.
• Prepare and complete credit documents accurately and sufficiently in accordance with the principles, procedures, and templates before sending them to the manager for review and approval.
• Extend credit accurately and achieve the target set by the manager, including customer numbers, credit extension volume, credit quality....
• Educate borrowers, co-borrowers about the principles, procedures, necessary conditions for borrowing, and credit discipline, etc.

• Extend credit to customers by preparing supporting documents such as: credit extension cards, repayment schedules, cash, and disbursing to customers at their residences accurately, clearly, and sufficiently. 4. Credit Collection:

• Regularly monitor the repayment list, delinquent repayment list of customers, follow up and visit customers' residences or businesses to collect or resolve credit in a timely manner, to avoid the debt becoming severely delinquent, difficult to resolve, and eventually written off.
• Regularly monitor credit reports and analyze and evaluate credit balances with risk, including the quality of their credit. In case of credit problems, take immediate preventive and corrective actions.
• Be responsible for filling in the amounts received from customers into the receipt book accurately, clearly, and sufficiently.
• Summarize the collection list and cash received daily and hand it over to the accountant for data entry and safekeeping.

• Advise customers to pay at Nirun Microfinance branches or through officers operating in the areas, avoiding late payments. 5. Credit Resolution:

• Study and research clearly about the business status, living conditions, and reasons of customers who are delinquent in repayment, then classify credit and identify types of delinquent customers accurately to prioritize debt resolution effectively.
• Resolve all customer debts that are delinquent to the extent satisfactory to the plan or manager, and manage debt resolution using all available means in accordance with the principles and procedures of Nirun Microfinance. 6. Review all work inefficiencies for timely improvement and to fill in any shortcomings for effective work implementation. 7. Be responsible for resolving any issues that arise within the scope of the role. If unable to resolve, report to the direct manager in a timely manner. 8. Maintain good relationships with relevant departments, both internal and external, to ensure smooth workflow. 9. Be responsible for performing other duties as assigned or required by the direct manager within the scope of the role.

• High school graduate or current university student (1st year or above).
• Honest, diligent, polite, intelligent.
• High willingness to work in rural areas.
• Good personality and good interpersonal skills, both internally and externally.
• Able to ride a motorcycle.
• Accommodation, water, electricity provided ...
• Gain experience.