About the role
- Conduct official reviews on loan files and site visits of clients’ properties at assigned branches following the Bank’s Credit Policies and Procedures to identify non-compliances such as insufficient, invalid, error, and wrong processed documents as well as take necessary measures to follow up and clarify with branch loan team in order to prepare valid findings for further actions.
- Execute loan documents reviews and site visits (at branches and customers’ premises) according to approved s.
- Prepare daily for pre-test and discuss with line manager prior to loan documents reviews.
- Conduct official review on branch loan files to find out any non-compliances following the Bank’s Credit Policies and Procedures to ensure proper post-check and quality of credit documentations: Review loan documents (soft copies), Seek further clarification and review loan documents (hard copies) if found any suspicious non-compliances, Conduct customer’s site visit to their property, loan guarantee(s) and seek confirmation with local authorities regarding ownership and correctness of property, Carefully analyze on customer’s information/financial statement provided compared to credit appraisal done by branch loan nel, Verify title deeds in safety cabinet with branch loan team to ensure proper filing and valid documentations, Provide sound judgement and valid reasons of findings.
- Communicate and provide advice to branch loan team for fulfillment of insufficient documents as well as clarifications if found any non-compliance.
- Take further actions to resolve and immediately escalate any serious invalid documentations/frauds to minimize risks associated with it.
- Provide valid and sound summary finding cases and prepare report of loan documents reviews and site visits to address gaps and propose solutions.
- Keep up to date of knowledge of the Bank’s credit related policies, procedures, memorandums, frame or updated instructions approved by management or credit committee in order to effectively excel in own.
- Perform other duties as assigned.
Requirements
- Bachelor’s degree in Banking and Finance, Accounting and Finance, Auditing, or related fields.
- Minimum one year of ing experiences in credit or audit field.
- Good knowledge of lending products, policies and procedures.
- Sound judgement, analytical and detail-oriented skills.
- Excellent follow-up, customer services, communication, negotiation, problem solving, team and interal skills.
- Ability to use and communicate in both Khmer and English.
- Microsoft Office and Bank’s software.
- Strong dedication to accuracy and compliance.
Required Skills
Banking and FinanceAccounting and FinanceAuditingCreditLending products, policies and proceduresSound judgementAnalytical skillsDetail-oriented skillsFollow-upCustomer servicesCommunicationNegotiationProblem solvingTeam skillsInternal skillsMicrosoft OfficeBank’s softwareAccuracyComplianceKhmer
Schedule & Flexibility
Schedule:standard
Start date:Flexible/ASAP
More at Bank
Other open roles at this company
Small Loan Officer
Stung Mean Chey BranchFULLTIME
Merchant Support Officer
Head OfficeFULLTIME
ATM and Cash-in Kiosk Machine Cash Management
Samdech Monireth BranchFULLTIME
Information Security Engineer
Head OfficeFULLTIME
Relationship Officer
Mittapheap BranchFULLTIME
