ABA Bank

Loan Officer

Banking/FinancePosted 21 hr ago

Location

Stueng Trang District Branch - Preak Kak Commune

Job Type

OTHER

Experience

Fresh Graduate

Level

Entry

Work Mode

On-site

Industry

Banking/Finance

Languages

Khmer, English

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About the role

Process and analyze small loan applications by conducting credit investigations, scoring, and credit checking to ensure good lending and loan quality.
Solicit both potentially existing and new clients in accordance with small loan policies and procedures to ensure secured loans.
On-board new small loans to ensure delivery of disbursement targets.
Explain different types of loans and credit options, as well as service terms, to clients for further cross-selling.
Collect all required client documents for loan applications to ensure their eligibility for approval.
Conduct credit investigations to analyze applicants’ financial status, credit, property evaluations, and repayment capacity to determine loan granting feasibility.
Gather valid applicants’ financial records by obtaining and compiling copies of clients’ credit histories, corporate financial statements, and other financial information.
Conduct a site visit during loan assessment to obtain in-depth information concerning the purpose of the customer’s loan application and ensure customer security for the loan is sufficient and acceptable.
Follow up delinquent clients immediately and refer such cases to the supervisor to proactively handle the branch loan portfolio.
Process registration of title deeds at the local authority and land office to acquire legal evidence of the client’s right to ownership of the property.
Perform other tasks as assigned.

Requirements

High Diploma or Associate Degree in finance and banking, accounting and/or relevant field.
Fresh graduate or less than one year of experience in credit/loan processing, sales or customer services is an advantage.
Good sales, problem solving, negotiation, and customer service skills.
Good understanding of banking products and service/lending part is preferable.
Harding, commitment, ability to communicate and self-motivated.
Be able to travel based on location set.
Ability to use and communicate in both Khmer and English.
Ability to use Microsoft Office.
Good math skills and ability to spot numerical errors.
Strong dedication to accuracy and efficiency.

Required Skills

finance and bankingaccountingcredit/loan processingsalescustomer servicesproblem solvingnegotiationbanking productsservice/lendingHardingcommitmentability to communicateself-motivatedtravelKhmerEnglishMicrosoft Officemath skillsaccuracyefficiency

Schedule & Flexibility

Start date:Flexible/ASAP

About ABA Bank

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Industry

Banking/Finance

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