ABA Bank

Large Loan Officer

Financeបានបង្ហោះ 1 mo ago

Location

Toul kork Branch

Job Type

FULLTIME

Experience

3+ Years

Experience level

កម្រិតសហការី

Work Mode

On-site

Industry

ធនាគារ

Languages

Khmer, English

អំពីតួនាទី និងភារកិច្ច

Acquire and onboard large loan clients, analyze and process their loan applications by conducting credit investigations, scoring, credit checking, and other underwriting activities to ensure good lending and loan quality.
Maintain existing and build new clients pool.
Discuss credit-related issues and loan packaging to provide sound financial advice and tailored solutions, and cross-sell other banking products.
Collect required documents from clients for loan application processing.
Gather valid applicants’ financial records.
Conduct site visits at clients’ premises and proffered collaterals during loan assessment.
Verify documents and ensure authenticity and completeness.
Process and prepare Credit Appraisal Report.
Execute loan contracts and arrange loan disbursement timely.
Make regular site visits to existing clients to determine actual conditions of the loan and collateral.
Closely monitor recommended/processed loans for timely repayment.
Collaborate with related credit teams to follow up on post disbursement conditions and financial covenants.
Follow up delinquent clients immediately.
Handle complex clients’ issues or complaints.
Stay abreast of new types of loans and financial services and products.
Act as a role model within the team.

លក្ខខណ្ឌតម្រូវការងារ

Bachelor’s degree in finance and banking, accounting, or any relevant field.
Minimum three years of experience in banking or large lending function.
In-depth knowledge of the bank branch operations, rules and regulations, laws, loans, and credit risk management.
Excellent sales skills, customer relationship building, and networking.
Excellent customer service, client relationship management, communication, negotiation, problem-solving and interpersonal skills.
Strong critical thinking skills, professional communication skills, assertiveness, and team dynamic.
Strong credit evaluation and analysis skills with extensive insights related to large loans in Cambodia context.
Financial literacy and ability to interpret and analyze financial statements.
Sense of judgment and common sense with both qualitative and quantitative tools to provide sound and comprehensive analysis/evaluation on complex credit applications.
Ability to use and communicate in both Khmer and English and/or other languages.
Proficient Microsoft Office and Bank’s software.

ជំនាញចាំបាច់

finance and bankingaccountingbanking operationslendingcredit risk managementloanscredit evaluationcredit analysisfinancial statement analysissales skillscustomer relationship buildingnetworkingcustomer serviceclient relationship managementcommunicationnegotiationproblem-solvinginterpersonal skillscritical thinkingprofessional communication

កាលវិភាគការងារ និងភាពបត់បែន

Schedule:standard

Start date:Flexible/ASAP

អំពី ABA Bank

ចូលមើលគេហទំព័រ

Industry

ធនាគារ

More at ABA Bank

Other open roles at this company

5 open

Senior Large Business Loan Officer

Takeo Provincial BranchFull-time

Branch Concierge

Tuol Kouk 2 BranchFull-time

Senior Small Business Loan Officer - Level 2

Central Market BranchFull-time

Accounting and Administrative Intern

Khan Mean Chey Branch - Sangkat Chak Angrae LeuInternship

Accounting and Administrative Intern

Khan Mean Chey Branch - Sangkat Chak Angrae LeuInternship

Recommended Jobs

Similar roles you might be interested in

6 found

Medium Loan Officer

ABA Bank

Toul kork BranchFull-time

finance and bankingaccountingbanking and financial services industry experience

Medium Loan Officer

ABA Bank

Toul kork BranchFull-time

FinanceBankingAccounting

Senior Large Business Loan Officer

ABA Bank

Takeo Provincial BranchFull-time

Finance and bankingAccountingBanking operations

Branch Concierge

ABA Bank

Tuol Kouk 2 BranchFull-time

Finance and BankingAccountingFrontline Operations

បញ្ជូនអ្នកទៅកាន់គេហទំព័រក្រុមហ៊ុនដើម្បីដាក់ពាក្យ។

ដាក់ពាក្យឥឡូវ

អំពីតួនាទី និងភារកិច្ច

Acquire and onboard large loan clients, analyze and process their loan applications by conducting credit investigations, scoring, credit checking, and other underwriting activities to ensure good lending and loan quality.
Maintain existing and build new clients pool.
Discuss credit-related issues and loan packaging to provide sound financial advice and tailored solutions, and cross-sell other banking products.
Collect required documents from clients for loan application processing.
Gather valid applicants’ financial records.
Conduct site visits at clients’ premises and proffered collaterals during loan assessment.
Verify documents and ensure authenticity and completeness.
Process and prepare Credit Appraisal Report.
Execute loan contracts and arrange loan disbursement timely.
Make regular site visits to existing clients to determine actual conditions of the loan and collateral.
Closely monitor recommended/processed loans for timely repayment.
Collaborate with related credit teams to follow up on post disbursement conditions and financial covenants.
Follow up delinquent clients immediately.
Handle complex clients’ issues or complaints.
Stay abreast of new types of loans and financial services and products.
Act as a role model within the team.

លក្ខខណ្ឌតម្រូវការងារ

Bachelor’s degree in finance and banking, accounting, or any relevant field.
Minimum three years of experience in banking or large lending function.
In-depth knowledge of the bank branch operations, rules and regulations, laws, loans, and credit risk management.
Excellent sales skills, customer relationship building, and networking.
Excellent customer service, client relationship management, communication, negotiation, problem-solving and interpersonal skills.
Strong critical thinking skills, professional communication skills, assertiveness, and team dynamic.
Strong credit evaluation and analysis skills with extensive insights related to large loans in Cambodia context.
Financial literacy and ability to interpret and analyze financial statements.
Sense of judgment and common sense with both qualitative and quantitative tools to provide sound and comprehensive analysis/evaluation on complex credit applications.
Ability to use and communicate in both Khmer and English and/or other languages.
Proficient Microsoft Office and Bank’s software.