ABA BankToul kork BranchActive opening

ABA Bank

Medium Loan Officer

Banking/FinancePosted 1 d ago

Location

Toul kork Branch

Job Type

FULLTIME

Experience

Fresh Graduate

Level

Entry

Work Mode

On-site

Industry

Banking/Finance

Languages

Khmer, English

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About the role

Acquire and onboard medium loan clients.
Analyze and process loan applications by conducting credit investigations, scoring, credit checking, and other underwriting activities.
Maintain existing and build new medium clients.
Collect all clients’ required documents for loan application.
Gather valid applicants’ financial records.
Conduct credit investigation to analyze applicants’ financial status, credit, property evaluations, and repayment capacity.
Conduct a site visit during loan assessment process.
Process and prepare Credit Appraisal Report.
Explain to clients the different types of loans and credit options available.
Make regular site visits to existing customers.
Closely monitor recommended/processed loans for timely repayment.
Follow up delinquent clients immediately and refer such cases to the supervisor.
Discuss credit-related issues and loan packaging.
Handle clients’ issues or complaints.

Requirements

Fresh graduate or bachelor’s degree in finance and banking, accounting, or any relevant field.
None to less than one year of experience in banking and financial services industry.
Basic knowledge of the bank branch operations, rules and regulations, laws, granting loans, and credit risk management.
Demonstration of presentation and sales skills.
Good customer service, client relationship management, communication, negotiation, problem solving and internal skills.
Ability to use and communicate in both Khmer and English.
Good Microsoft Office and Bank’s software.
Good math skills and ability to spot numerical errors.
Good problem solving, negotiation and internal skill.
Strong dedication to accuracy and efficiency.

Required Skills

FinanceBankingAccountingBank Branch OperationsRules and RegulationsLawsGranting LoansCredit Risk ManagementPresentation SkillsSales SkillsCustomer ServiceClient Relationship ManagementCommunicationNegotiationProblem SolvingKhmerEnglishMicrosoft OfficeBank's softwareMath Skills

Schedule & Flexibility

Start date:Flexible/ASAP

About ABA Bank

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Industry

Banking/Finance

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