ABA Bank

Small Loan Officer

Financeបានបង្ហោះ 1 mo ago

Location

Soutr Nikom District Branch - Dam Daek Commune

Job Type

FULLTIME

Experience

Fresh Graduate

Experience level

កម្រិតសហការី

Work Mode

On-site

Industry

ធនាគារ

Languages

Khmer, English

អំពីតួនាទី និងភារកិច្ច

Process and analyze small loan applications by conducting credit investigations, scoring, credit checking, and other underwriting activities to ensure good lending and loan quality.
Solicit both potentially existing and new clients in accordance with guidelines to ensure secured loans.
Onboard new small loans to ensure delivery of disbursement targets.
Explain to clients the different types of loans and credit options available, as well as the terms of those services for further cross-selling.
Collect all required client documents for loan applications to ensure eligibility for approval.
Conduct credit investigation to analyze applicants' financial status, credit, property evaluations, and repayment capacity to determine the feasibility of granting loans.
Gather valid applicants' financial records by obtaining and compiling copies of clients' credit histories, corporate financial statements, and other financial information.
Conduct a site visit during the loan assessment process to obtain in-depth information concerning the purpose of the customer's loan application and ensure customer security for the loan is sufficient and acceptable.
Follow up with delinquent clients immediately and refer such cases to the supervisor to proactively handle the branch loan portfolio.
Process registration of title deeds at the local authority and land office to acquire legal evidence of the client's right to ownership of the property.
Perform other tasks as assigned.

លក្ខខណ្ឌតម្រូវការងារ

High Diploma or Associate Degree in finance and banking, accounting, and/or relevant field.
Fresh graduate or less than one year of experience in credit/loan processing, sales, or customer services is an advantage.
Good sales, problem-solving, negotiation, and customer service skills.
Good understanding of banking products and services/lending is preferable.
Harding, commitment, ability to communicate and self-motivated.
Be able to travel based on location set.
Ability to use and communicate in both Khmer and English.
Ability to use Microsoft Office.
Good math skills and ability to spot numerical errors.
Strong dedication to accuracy and efficiency.

ជំនាញចាំបាច់

finance and bankingaccountingcredit/loan processingsalescustomer serviceproblem-solvingnegotiationbanking products and serviceslendingcommunicationself-motivatedtravelKhmerEnglishMicrosoft Officemath skillsnumerical error detectionaccuracyefficiencydedication

កាលវិភាគការងារ និងភាពបត់បែន

Start date:Flexible/ASAP

អំពី ABA Bank

ចូលមើលគេហទំព័រ

Industry

ធនាគារ

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ដាក់ពាក្យឥឡូវ

អំពីតួនាទី និងភារកិច្ច

Process and analyze small loan applications by conducting credit investigations, scoring, credit checking, and other underwriting activities to ensure good lending and loan quality.
Solicit both potentially existing and new clients in accordance with guidelines to ensure secured loans.
Onboard new small loans to ensure delivery of disbursement targets.
Explain to clients the different types of loans and credit options available, as well as the terms of those services for further cross-selling.
Collect all required client documents for loan applications to ensure eligibility for approval.
Conduct credit investigation to analyze applicants' financial status, credit, property evaluations, and repayment capacity to determine the feasibility of granting loans.
Gather valid applicants' financial records by obtaining and compiling copies of clients' credit histories, corporate financial statements, and other financial information.
Conduct a site visit during the loan assessment process to obtain in-depth information concerning the purpose of the customer's loan application and ensure customer security for the loan is sufficient and acceptable.
Follow up with delinquent clients immediately and refer such cases to the supervisor to proactively handle the branch loan portfolio.
Process registration of title deeds at the local authority and land office to acquire legal evidence of the client's right to ownership of the property.
Perform other tasks as assigned.

លក្ខខណ្ឌតម្រូវការងារ

High Diploma or Associate Degree in finance and banking, accounting, and/or relevant field.
Fresh graduate or less than one year of experience in credit/loan processing, sales, or customer services is an advantage.
Good sales, problem-solving, negotiation, and customer service skills.
Good understanding of banking products and services/lending is preferable.
Harding, commitment, ability to communicate and self-motivated.
Be able to travel based on location set.
Ability to use and communicate in both Khmer and English.
Ability to use Microsoft Office.
Good math skills and ability to spot numerical errors.
Strong dedication to accuracy and efficiency.