ABA BankKhan Mean Chey Branch - Sangkat Chak Angrae LeuActive opening

ABA Bank

Mortgage Loan Officer

Banking/FinancePosted 20 hr ago

Location

Khan Mean Chey Branch - Sangkat Chak Angrae Leu

Job Type

FULLTIME

Experience

1+ Years

Level

Entry

Work Mode

On-site

Industry

Banking/Finance

Languages

Khmer, English

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About the role

Process and analyze mortgage loan applications for individual and corporate clients by conducting credit investigations, scoring, and credit checking.
Maintain existing and build new mortgage clients according to guidelines.
Collect all required client documents for loan application verification.
Gather valid applicants' financial records to prevent fraud.
Conduct credit investigations to analyze applicants' financial status, credit, property evaluations, and repayment capacity.
Conduct site visits during loan assessment to obtain in-depth information and ensure acceptable security.
Prepare and execute loan contracts and arrange loan disbursement timely.
Explain loan and credit options to clients for cross-selling.
Drive potential clients' understanding of mortgage products, interest rates, and the application process.
Make regular site visits to existing customers to assess loan collateral and financial situation, and develop relationships for cross-selling.
Follow up delinquent clients immediately and refer cases to the supervisor.
Process registration of title deeds at local authorities and land offices.
Perform other tasks as assigned.

Requirements

Bachelor’s Degree in Finance and Banking, Accounting, or any relevant field.
Minimum one year of experience in mortgage, lending, banking, and financial services.
Excellent knowledge of bank branch operations, rules and regulations, laws, granting loans, and credit risk management.
Excellent communication, negotiation, and relationship management skills.
Strong knowledge of mortgage loan policies, credit analysis, and property evaluation.
Strong dedication to accuracy and efficiency.
Ability to analyze financial documents and assess credit risk.
Ability to deliver presentations effectively.
Ability to use and communicate in both Khmer and English.
Ability to use Microsoft Office and Bank’s software.

Required Skills

Mortgage Loan PoliciesCredit AnalysisProperty EvaluationFinancial Documents AnalysisCredit Risk ManagementGranting LoansBank Branch OperationsRules and RegulationsLawsCommunicationNegotiationRelationship ManagementAccuracyEfficiencyPresentationsMicrosoft OfficeBank's softwareKhmerEnglishFinance and Banking

Schedule & Flexibility

Start date:Flexible/ASAP

About ABA Bank

Visit Website

Industry

Banking/Finance

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