ABA Bank

Medium Loan Officer

Financeបានបង្ហោះ 1 mo ago

Location

Mittapheap Branch

Job Type

FULLTIME

Experience

1+ Years

Experience level

កម្រិតសហការី

Work Mode

On-site

Industry

ធនាគារ

Languages

Khmer, English

អំពីតួនាទី និងភារកិច្ច

Acquire and onboard medium loan clients.
Analyze and process loan applications by conducting credit investigations, scoring, credit checking, and other underwriting activities.
Maintain existing and build new medium clients in accordance with guidelines.
Collect all clients’ required documents for loan application to verify their eligibility.
Gather valid applicants’ financial records to prevent being conned.
Conduct credit investigation to analyze applicants’ financial status, credit, property evaluations, and repayment capacity.
Conduct a site visit during loan assessment process.
Process and prepare Credit Appraisal Report for loan approval.
Explain different loan types and credit options to clients.
Make regular site visits to existing customers to determine loan status and develop relationships.
Monitor recommended/processed loans for timely repayment and ensure Portfolio At Risk remains within acceptable levels.
Follow up on all post disbursement conditions and financial covenants.
Follow up delinquent clients immediately and refer cases to the supervisor.
Discuss credit-related issues and loan packaging to provide financial advice and tailored solutions.
Handle clients’ issues or complaints to find amicable solutions.
Stay abreast of new loan types and financial services to better meet customer needs.

លក្ខខណ្ឌតម្រូវការងារ

Bachelor’s degree in finance and banking, accounting, or any relevant field.
Minimum one year of experience in banking and financial services industry.
Good knowledge of the bank branch operations, rules and regulations, laws, granting loans, and credit risk management.
Demonstration of presentation and sales skills.
Good customer service, client relationship management, communication, negotiation, problem solving and interpersonal skills.
Ability to use and communicate in both Khmer and English.
Good Microsoft Office and Bank’s software.
Good math skills and ability to spot numerical errors.
Good problem solving, negotiation and interpersonal skill.
Strong dedication to accuracy and efficiency.

ជំនាញចាំបាច់

finance and bankingaccountingbanking and financial services industrybank branch operationsrules and regulationslawsgranting loanscredit risk managementpresentation skillssales skillscustomer serviceclient relationship managementcommunicationnegotiationproblem solvinginterpersonal skillsKhmerEnglishMicrosoft OfficeBank’s software

កាលវិភាគការងារ និងភាពបត់បែន

Schedule:standard

Start date:Flexible/ASAP

អំពី ABA Bank

ចូលមើលគេហទំព័រ

Industry

ធនាគារ

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អំពីតួនាទី និងភារកិច្ច

Acquire and onboard medium loan clients.
Analyze and process loan applications by conducting credit investigations, scoring, credit checking, and other underwriting activities.
Maintain existing and build new medium clients in accordance with guidelines.
Collect all clients’ required documents for loan application to verify their eligibility.
Gather valid applicants’ financial records to prevent being conned.
Conduct credit investigation to analyze applicants’ financial status, credit, property evaluations, and repayment capacity.
Conduct a site visit during loan assessment process.
Process and prepare Credit Appraisal Report for loan approval.
Explain different loan types and credit options to clients.
Make regular site visits to existing customers to determine loan status and develop relationships.
Monitor recommended/processed loans for timely repayment and ensure Portfolio At Risk remains within acceptable levels.
Follow up on all post disbursement conditions and financial covenants.
Follow up delinquent clients immediately and refer cases to the supervisor.
Discuss credit-related issues and loan packaging to provide financial advice and tailored solutions.
Handle clients’ issues or complaints to find amicable solutions.
Stay abreast of new loan types and financial services to better meet customer needs.

លក្ខខណ្ឌតម្រូវការងារ

Bachelor’s degree in finance and banking, accounting, or any relevant field.
Minimum one year of experience in banking and financial services industry.
Good knowledge of the bank branch operations, rules and regulations, laws, granting loans, and credit risk management.
Demonstration of presentation and sales skills.
Good customer service, client relationship management, communication, negotiation, problem solving and interpersonal skills.
Ability to use and communicate in both Khmer and English.
Good Microsoft Office and Bank’s software.
Good math skills and ability to spot numerical errors.
Good problem solving, negotiation and interpersonal skill.
Strong dedication to accuracy and efficiency.