ABA BankMoung Reussei District Branch - Kear CommuneActive opening

ABA Bank

Medium Loan Officer

Banking/FinancePosted 1 d ago

Location

Moung Reussei District Branch - Kear Commune

Job Type

OTHER

Experience

1+ Years

Level

Entry

Work Mode

On-site

Industry

Banking/Finance

Languages

Khmer, English

Apply Now

About the role

Acquire and onboard medium loan clients, analyze and process their loan applications by conducting credit investigations, scoring, credit checking, and other underwriting activities to ensure good lending and loan quality.
Maintain existing and build new medium clients according to guidelines in medium loan policies and procedures to ensure secured loans.
Collect required client documents for loan applications to verify eligibility.
Gather valid applicants’ financial records by obtaining and compiling copies of clients’ credit histories, medium financial statements, and other financial information to prevent fraud.
Conduct credit investigation to analyze applicants’ financial status, credit, property evaluations, and repayment capacity to determine feasibility of granting loans.
Conduct site visits during loan assessment to obtain in-depth information concerning the purpose of the loan application and ensure sufficient and acceptable customer security.
Process and prepare Credit Appraisal Reports, including detailed loan appraisal write-ups and detailed financial analysis, to submit to higher authority for loan approval.
Explain different loan types and credit options available, as well as service terms, for further cross-selling.
Make regular site visits to existing customers to determine if loans should stay the same or be upgraded/downgraded based on collateral and/or financial situation, and develop customer relationships for cross-selling.
Closely monitor recommended/processed loans for timely repayment and ensure Portfolio At Risk remains within acceptable levels.
Work closely with Head Office to follow up on all post-disbursement conditions and financial covenants and ensure full compliance.
Follow up on delinquent clients immediately and refer cases to the supervisor to proactively handle the branch loan portfolio.
Discuss credit-related issues and loan packaging to provide sound financial advice and tailored solutions, and take opportunities to cross-sell other banking products.
Handle client issues or complaints to find amicable solutions and process to higher authority if needed.
Stay abreast of new loan types and financial services and products to better meet customer needs.

Requirements

Bachelor’s degree in finance and banking, accounting, or any relevant field.
Minimum one year of experience in banking and financial services industry.
Good knowledge of bank branch operations, rules and regulations, laws, granting loans, and credit risk management.
Demonstration of presentation and sales skills.
Good customer service, client relationship management, communication, negotiation, problem-solving and interpersonal skills.
Ability to use and communicate in both Khmer and English.
Good Microsoft Office and Bank’s software.
Good math skills and ability to spot numerical errors.
Good problem-solving, negotiation and interpersonal skills.
Strong dedication to accuracy and efficiency.

Required Skills

financebankingaccountingbank branch operationsrules and regulationslawsgranting loanscredit risk managementpresentation skillssales skillscustomer serviceclient relationship managementcommunicationnegotiationproblem-solvinginterpersonal skillsMicrosoft OfficeBank’s softwaremath skillsaccuracy

Schedule & Flexibility

Start date:Flexible/ASAP

About ABA Bank

Visit Website

Industry

Banking/Finance

More at ABA Bank

Other open roles at this company

5 open

Medium Loan Officer

Pailin Provincial BranchFULLTIME

Commercial Banking Client Acquisition and Relationship Manager

Stung Mean Chey BranchFULLTIME

Medium Loan Officer

Stade Chas BranchFULLTIME

Commercial Banking Client Acquisition Manager

Krong Battambang Branch - Sangkat RottanakFULLTIME

Small Loan Officer

Krong Siem Reap (Angkor) BranchFULLTIME

Similar openings

Similar openings in Banking/Finance

View all jobs

Medium Loan Officer

About the role

Requirements

Required Skills

Schedule & Flexibility

About ABA Bank

More at ABA Bank

Medium Loan Officer

Commercial Banking Client Acquisition and Relationship Manager

Medium Loan Officer

Commercial Banking Client Acquisition Manager

Small Loan Officer

Related jobs

Medium Loan Officer

About the role

Requirements

Required Skills

Schedule & Flexibility

About ABA Bank

More at ABA Bank

Medium Loan Officer

Commercial Banking Client Acquisition and Relationship Manager

Medium Loan Officer

Commercial Banking Client Acquisition Manager

Small Loan Officer

Related jobs