Nirintra Institution

មន្ត្រីឥណទាន

Financial ServicesPosted 21 hr ago

Location

Prey Nob | Preah Sihanouk

Job Type

FULLTIME

Experience

Fresh Graduate

Level

Entry

Work Mode

On-site

Industry

Financial Services

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About the role

Strictly, clearly, and always developing the principles, procedures, templates, and guidelines of Nirintra Institution. 2. Marketing Work: Study and clearly analyze market demand to sell products-services of Nirintra Institution accurately and effectively. Promote customers to clearly understand the types of products-services of Nirintra Institution and that "Nirintra" is a place that provides financial services, is convenient, and offers fast and professional services with high ethics and professionalism. Conduct marketing and maintain good relationships with general customers, local authorities about the reputation and culture of Nirintra Institution to all stakeholders in the operational area with the aim of building customer trust. 3. Credit Issuance Work: Study and research information accurately, clearly, and sufficiently regarding customers, including: General information, occupation, income-expenditure, collateral, debts... to evaluate and calculate the repayment ability before issuing credit to ensure 100% repayment. Study and estimate the value of collateral in the operational areas, villages, communes/districts... accurately and clearly. Prepare and complete credit documents accurately and sufficiently in accordance with the principles, procedures, and templates before submitting to the manager for review and approval. Issue credit accurately and achieve the plan set by the manager in terms of customer numbers, credit issuance volume, credit quality.... Educate borrowers and co-borrowers about the principles, procedures, conditions, and necessary requirements for credit borrowing, and credit discipline. Provide credit to customers by preparing supporting documents such as: Credit issuance card, repayment schedule, cash, and disburse to customers at their residence with accuracy, clarity, and sufficiency. 4. Credit Collection Work: Regularly monitor the repayment list and overdue list of customers, follow up, and visit customers' residences or businesses to collect or resolve credit in a timely manner, avoiding making the debt a severely overdue debt that is difficult to resolve and leads to write-offs. Daily monitor credit reports, study, analyze, and evaluate credit balances with risk, including their credit quality. In case of problematic credit, take immediate preventive and resolution measures. Responsible for completing the amount received from customers into the receipt voucher accurately, clearly, and sufficiently. Summarize the daily collection list and received cash, and hand it over to the accountant for data entry and safekeeping. Explain to customers to pay at Nirintra Institution's branch or through officers operating in the area, avoiding late payments. 5. Credit Resolution Work: Study and clearly understand the customer's occupation, living situation, and reasons for overdue payments, then classify credit and identify overdue customers accurately to prioritize debt resolution for high efficiency. Resolve all customer debts that are overdue to meet the plan or what the manager can accept, and manage debt resolution by using all capabilities and means in accordance with the principles and procedures of Nirintra Institution. 6. Review all work deficiencies to improve and fill in the gaps in a timely manner to ensure work efficiency. 7. Responsible for resolving all problems that arise within the scope of the role. If unable to resolve, report to the direct manager in a timely manner. 8. Maintain good relationships with related departments, both internal and external, to ensure smooth work. 9. Responsible for performing other tasks as assigned or required by the direct manager within the scope of the role.

Requirements

High school diploma or falling high school (grade 12) or student from year 1 onwards.
Possess honesty, diligence, politeness, and intelligence.
Have a high willingness to work in rural areas.
Have good qualities and good communication skills both internally and externally.
Know how to drive a motorcycle.
Accommodation, water, electricity are provided...

Required Skills

honestydiligencepolitenessintelligencewillingness to work in rural areasgood qualitiescommunication skillsdriving a motorcycle

Schedule & Flexibility

Schedule:standard

Benefits

Accommodation
Water
Electricity

About Nirintra Institution

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Nirintra Institution is a financial services provider offering convenient and fast services with high ethics.

Industry

Financial Services